1. General Introduction
Protecting the privacy of users of the Merchant Club of America corporate website is important to us. Our Online Privacy Statement is designed to inform you about our collection and use of personal information on this web site. From time to time, Merchant Club of America may make material changes to this Online Privacy Statement so we encourage you to check back and review it regularly to ensure you are aware of current practices.
The Online Privacy Statement is available on the home page of this web site and throughout the web site where you provide us with personal information.
Merchant Club of America provides card processing and other related services to businesses to assist such businesses in the sale of their goods and services. All information obtained via this web site is for commercial purposes only and not for consumer purposes such as those related to personal, family or household use.
2. The Personal Information We Collect Through This Site is the Personal Information You Provide to Us.
The personal information we collect about you on this web site is the information that you provide to us. This information may include, for example, name, mailing address, email address, phone number and similar information. In some cases you may provide it directly, such as by entering information into an application or online form, and in some cases you may provide it indirectly, such as the IP address of the computer or device you use to connect with us online. We (or our affiliates or vendors) may use the personal information you provide us to:
Provide you with the information you have requested;
Facilitate and complete merchant initiated or authorized transactions;
Provide analytics and other value added services;
Comply with federal, state and local laws, including credit reporting laws as well comply with card association rules;
Verify information and combat fraud; or
Send you information that we believe you would find interesting or helpful.
From time to time, however, we may disclose this information to fulfill legal or regulatory obligations or if we determine such disclosure is legally advisable or necessary to protect our rights, the rights of others, or to prevent harm (for example, for fraud prevention purposes we may confirm that your IP address matches the location you enter into an online form). In addition, we may aggregate data about users of our site and use it for statistical or analytic purposes. This information helps us to better understand our site’s users and how to improve our site and our offerings.
3. We Are Committed to Protecting the Confidentiality of User Information.
Our policies limit access to personal user information that is collected from this web site to our employees and agents and the employees and/or agents of our affiliates and those we have a business relationship with who need the information to fulfill their business responsibilities. Merchant Club of America may disclose personal information collected online to our affiliates and to vendors who assist us with the web site and other business purposes. In some cases, this may require your information to be sent to other countries. By supplying your information on this web site, you consent to your information being transferred across national borders to Merchant Club of America, its affiliates, vendors or agents.
Employees and others with duties related to this web site must adhere to this Online Privacy Statement. Any employee violating this Online Privacy Statement may be subject to disciplinary action, up to and including dismissal.
By using this website, you agree that your use of the Merchant Club of America website is limited to the terms stated in any applicable agreement you have with Merchant Club of America or any of its affiliates.
4. We Use Appropriate Security Safeguards.
At Merchant Club of America, security is a priority. Merchant Club of America employs appropriate measures, including advanced technology, to protect personal information collected online against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security, and other appropriate technologies. Merchant Club of America reviews and enhances its security systems as necessary.
5. This Web Site is Not Directed at Persons Under the Age of 18.
Our web site is not directed at or intended for persons under the age of 18. Merchant Club of America does not knowingly collect or maintain information at our web site from persons under the age of 18.
6. This Web Site May Be Linked to Other Web Sites.
As you navigate our site, you may click to web sites of our affiliated companies or other companies that we have a business relationship with. Those web sites may have their own online privacy statements or policies. This Online Privacy Statement will not apply when you move to one of these other sites because affiliate privacy practices and policies are tailored to the products and services offered by the individual affiliate. If you visit the pages and sites of our affiliated business units please be sure to review the privacy policies applicable to those sites. We may create links to third-party web sites. Merchant Club of America is not responsible for the privacy practices employed by any third-party web sites and our privacy policies and practices do not apply to these sites. Merchant Club of America is providing links to those sites as a convenience and your connection to and use of any linked site are at your own risk.