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Credit & Debit Card
Processing for Dispensaries

Introducing Cannabis Payment Processing

Accept Credit & Debit Cards 

Accept more than cash and debit cards.  With Merchant Club, you can now accept all major credit card brands that is legal and compliant. We offer credit and debit solutions for in store, delivery and online. 


The Customer Buying Experience is Key 

Instead of multi-step payment processes, your customers will experience the sale just like buying items from their local retail market. Your customer simply pull out their card, chip their card and receive their receipt like they would at any other business. 


20 to 40% Higher Ticket Sales

All retailers in America know that by accepting payments will increase spending. It's vital to their survival. Why would dispensaries be any different? With the average person only carrying around $40 on them, limits the amount they can spend in your store. ATMs help but do not fix the issue. By enabling card payments at your dispensary, you will see a huge increase in purchases by each customer.

Less Cash = Lower theft

With more and more of your customers using credit cards for their purchases, you’ll have much less cash on hand reducing the risk large amounts of cash brings.

Compliant Payment Processing

As of July 2023, the direct sale of cannabis on any payment network for either credit cards or debit cards has been forbidden. In order to be compliant the card brands must approve the correct processing method if the transaction is taking place in a dispensary or other cannabis operation. This usually involves using digital wallets, crypto currency, electronic gift cards, software, etc..


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Credit & Debit Card Processing



Stores and Online

Delta 8 & Compliant Delta 9



Stores and Online

Cannabis Delivery

4G Wireless Terminals

Or Text to Pay Credit and Debit Card Processing


Hemp and Cannabis Distributors

ACH Payments, Credit and Debit Card Processing

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Online Cannabis

Credit and Debit Card Processing

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  • Accept ALL Credit & Debit Card Types:​

  • Simply, Chip Card, Tip, Sign & Done!

  • No Scanning ID's for In-Store purchases

  • Merchant Cost: $0 & 0% - Pass Fees onto Customers

  • Apple / Google Pay available

  • Tip Line for Budtenders

  • Chargeback Protection

  • 20% to 40% increase in spending over cash

  • 15% to 25% increase over PIN Debit

  • Domestic Banks Only!

  • Reduce Cash Transactions

  • Text to Pay option for Curbside pick up or Delivery

  • Accurate Real Time Online Reporting

    • (per terminal/location)

  • Cashless Delivery Drivers!

  • Attract & Retain Customers

  • Beat out the competition

  • No Foreign ATM Fees to your customers


Do I need a Cannabis Bank Account?
Yes, you will need to have a bank account set up in order to receive deposits from any of our card acceptance programs. If you need help we have relationships with 25 cannabis banks nationwide. 

I already have an ATM or Debit Card solution
That's great! Keep them as they are great to have in any business.
However you want to provide your customers with same payment options that they are accustomed to using everyday in order to attract and retain more customers.
Your customers should be able to transact at your location just like they do at any other retail store.

Is it Compliant to take Credit Cards?
Yes, however we do not use any of the credit card brand rails for the direct sale of cannabis products.  We have several solutions to choose from. Contact us for for more information regarding your options.

Merchant Club of America is proud to support the

following organizations:

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POS Supported


Merchant Club of America is not a processor or a bank and does not claim any direct integrations or ownership of the above mentioned companies. Any product names, logos, brands, and other trademarks or images featured or referred to within this website are the property of their respective trademark holders.


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